Understanding Your Property Tax Bill

Potential Postal Disruption

In the event of a postal disruption, you are still responsible to ensure your property tax payments are received by the due date. Penalty and interest charges will apply for payments received or postmarked after the due date.

There are several convenient payment options available:

  • At most banks or financial institutions in person, at the automated teller machine (ATM), or through their internet or telephone banking. Retain your receipt.
    Note: Property roll numbers are assigned to the property, not the property owner. Please ensure that the bank and online banking information reflects your correct 11-digit roll number to avoid payments being applied to the incorrect property. You will be charged a fee to correct a misapplied payment.
     
  • By mail. Please make cheques payable to the City of Hamilton and mail your payment to:
    • City of Hamilton
      Corporate Services Department, Taxation Section
      71 Main St. West
      PO Box 2040 STN LCD 1
      Hamilton, ON
      L8N 0A3
  • In person at Hamilton City Hall, 71 Main Street West or at your local Municipal Service Centres in Ancaster, Dundas (closed Fridays), Flamborough (closed Fridays), Glanbrook and Stoney Creek from 8:30 am to 4:30 pm. After hours drop boxes are available at these locations.
     
  • Joining one of our five convenient pre-authorized payment plans, for which there is no fee to join.

Please visit www.hamilton.ca/tax for more detailed information.

Failure to receive a tax bill does not relieve taxpayers of their obligation. If you have any questions about your property tax bill, or if you did not receive your tax bill, please call 905-546-2489 (if calling from Campbellville 905-634-2971) or email taxsupport@hamilton.ca

How to read your tax bill

A – Property identification
This section contains identification information such as municipal tax roll number, mailing address and a legal description of your property.

B - Tax class
This section lists the classification(s) of your property (i.e., residential, farm, commercial ) and educational support. The tax class codes are explained at the top right of the page. If you have questions about education support, call the Municipal Property Assessment Corporation at 1-866-296-6722.

C - Value 
This shows the current value of your property, as assessed by the Municipal Property Assessment Corporation.

D - Municipal and area rate levies
This section provides a detailed breakdown of your property taxes as set by City Council. To determine the amount of tax you pay for each service, multiply the tax rate for that service by the assessed “value” for your property.

E - Education tax
The education tax is set by the provincial government. To determine the amount of education tax you pay, multiply the education tax rate by the assessed “value” of your property.

F- Special charges and credits
This section lists charges that are specific to your property. Special charges cover a range of services including sewer and road upgrades and other local improvements. Credits refer mainly to tax rebates such as the seniors tax rebate.

G -Summary
This section lists the subtotals of your tax levy (municipal and education), tax cap and any credits or special charges.

H - Payment stubs
You need to submit payment stubs along with your payment, when you pay by mail, in person or at a financial institution. If you pay by installments, submit the second stub with payment of the second installment. If you pay through a pre-authorized plan, you do not need to submit either of the stubs.

I - Schedule 2
Schedule 2 pertains to Residential, Farm, Managed Forest or Pipeline property classes. It shows the year over year change in taxes levied, from 2013 to 2014, comprised strictly of the actual taxes, excluding any special charges or credits. It is further broken down by the municipal levy change, education levy change and by any tax change due to reassessments.

J - Schedule 3
Schedule 3 pertains to Commercial, Industrial and Multi-Residential property classes. It shows the 2014 tax levied amount and the 2014 adjusted tax levied amount due to the provincial capping program. It further breaks down the difference in the tax cap amount, municipal levy change and the education levy change.

Example of a Property Tax Bill

 

Example of a Property Tax Bill - Part 2

 

Tax Class Codes

C1* - Farmland awaiting Development - Commercial
CTN - Commercial Taxable
CUN - Commercial Excess Land
CXN - Commercial Vacant Land
DTN - Office Taxable
DUN - Office Excess Land
EN - Exempt
FT* - Farmland
GTN - Parking Taxable
ITN - Industrial Taxable
IUN - Industrial Excess Land

IXN - Industrial Vacant Land
JTN - New Industrial
JUN - New Industrial Excess Land
KTN - New Large Industrial Taxable
KUN - New Large Industrial Excess Land
LTN - Large Industrial Taxable
LUN - Large Industrial Excess Land
MT* - Multi-Residential
NT* - New Multi-Residential
PTN - Pipeline Taxable
R1* - Farmland Awaiting Development - Residential

RT* - Residential
STN - Shopping Centre Taxable
SUN - Shopping Centre Excess Land
TT* - Managed Forest
XTN - New Commercial
XUN - New Commercial Excess Land
YTN - New Office Building
YUN - New Office Building Excess Land
ZTN - New Shopping Centre
ZUN - New Shopping Centre Excess Land

* School Support


EP - English Public
ES - English Separate


FP - French Public
FS - French Separate


N - No Support