Homeownership Down Payment Assistance Program

The Homeownership Down Payment Assistance Program is for low to moderate-income residents who rent in Hamilton, and want to buy a home.

Applications are now being accepted for this program.

Down Payment Assistance Application (PDF, 513.34 KB)

To be eligible, applicants:

  • Must be over the age of 18
  • Have been renting in the City of Hamilton for at least the last 6 months
  • Do not currently own a home or property
  • Be a legal resident of Canada and intend to have this home as their one and only residence
  • Qualify for a mortgage with a maximum home price of $375,000 (verification from a federally recognized bank or credit union)
  • Have a combined maximum gross income of $80,000 annual income of all members of the household
  • Do not have, and are not in a spousal relationship, including a same-sex spousal relationship with a person that has, any form of interest in ownership of a property

(Students are not eligible to apply for this program)

Contact

Housing Administration Clerk
905-546-2424 ext 1554