Ontario Renovates Program for Homeowners

Ontario Works Social Assistance Cheques

The October 1 cheque will not be mailed even if a collective agreement is reached between Canada Post and its letter carriers. 

Ontario Works recipients

Ontario Works recipients can pick up their October 1 monthly cheque at Carisma Church, 16 West Avenue South, Hamilton on the following days:

  • Thursday, September 27, 2018 from 9 am to 4 pm
  • Friday, September 28, 2018 from 9 am to 4 pm
  • ​Monday, October 1, 2018 from 9 am to 4 pm

UPDATE: Ontario Works recipients who did not pick up their October 1 monthly cheque at Carisma Church are asked to speak with their case manager directly. 

Ontario Works recipients who regularly receive social assistance payments by direct deposit will continue to have their funds deposited into their bank account.

Monthly direct deposit statements and dental cards will continue to be mailed. 

Landlords

Ontario Works payments to landlords have not been mailed to avoid cheques being held in the postal system.  Landlords can pick up their cheques at the Ontario Works office located at 2255 Barton Street East, Hamilton weekdays from 12 noon to 4 pm, starting Monday, September 24.  Please bring photo ID and a letter from the landlord authorizing you to pick up the cheque on their behalf. 

UPDATE: Ontario Works payments to landlords that were not picked up by the end of the day on October 1, 2018, have been placed in the mail.

Ontario Works payments and City of Hamilton payments to vendors will be continue to be mailed until a 72 Hour Notice of Intent to Strike has been issued.  If that occurs, cheques can be picked up at 120 King Street, 9th floor, Thursdays and Fridays, between 1 and 3 pm.

UPDATE: Effective October 2, 2018:

  • All new payments, direct deposit statements and dental cards to OW recipients will be placed in the mail following regular business processes.
  • All new payments to landlords and vendors will be placed in the mail following regular business processes.

Regular business processes will continue until further information concerning a possible strike is received and assessed for impact to our recipients, landlords and vendors.

For more information, please call Ontario Works at 905-546-4800.

The Homeowner Ontario Renovates offers financial assistance to low-income households who own and occupy substandard housing to enable them to repair their dwellings to a minimum level of health and safety. 

The Person with Disabilities Ontario Renovates offers financial assistance to households occupied by persons with disabilities who require special modifications to improve accessibility to their residence.

How to apply

  1. Review and print the Ontario Renovates Program Application (PDF,  371 KB) and complete the Basic Eligibility Test on Page 1 of the Package.
  2. If you are deemed eligible for the program, submit a fully completed Application Package, including all supporting documentation. Incomplete applications will not be accepted. Please retain the final page of the application for you own records and submit the package:
     

    By email
    affordbalehousing@hamilton.ca

    By mail or in-person
    Housing Services Division
    Attention: Loans Officer
    181 Main Street West, 3rd Floor,
    Hamilton ON. L8P 4S1

For all inquiries or if you require a printed copy of the application mailed to you please contact 905-546-2424 x2758.

Homeowners may apply if the value of their house is below a certain value and if their household income is at or below certain levels that are based on the number of people in the household. Eligibility is limited to properties in need of major repair in one or more of the following categories: Structural, Electrical, Plumbing, Heating and Fire Safety.

Program criteria includes but is not limited to:

  • applicants must own and occupy the home, which requires work, as their sole and principal residence;
  • maximum total household Canadian and foreign gross annual income at or below $60,000;
  • total household Canadian and foreign assets at or below $10,000;
  • the assessed value of the home must not exceed $250,000;
  • the mortgage, property taxes, and home insurance must be paid up-to-date; with no arrears owing.

Approved applicants are required to sign a Loan Agreement to be registered on the title of the home. The cost of a legal representative and registration may be an eligible cost under the program.

Assistance is provided as a 10 year forgivable loan up to a maximum of $20,000 to assist with the cost of certain work required to the home.

If the homeowner remains in the home as their sole and principal residence for the 10 year forgivable loan period, and complies with all program requirements during the term, the loan is interest free and payment free and is completely forgiven after 10 years.

The full amount of the loan is repayable if false information was provided by the applicant and/or the funding is used for purposes other than the approved use. If the homeowner ceases to occupy the home as the sole and principal residence, 10% of the loan is forgiven each year and the pro-rated balance of the loan is repayable.

Mandatory repairs relating to health and safety and to extending the useful life of the property qualify. It is important to keep in mind that this assistance is for basic mandatory repairs and not repairs to modernize or improve the appearance on the home.

Eligible repairs for Ontario Renovates may include the following activities:

  • Repair / replacement required to remedy leaky roofs where deterioration is beyond practical repairs,
  • basement leaking
  • mould/asbestos removal to eliminate a present health hazard
  • fire safety items
  • electrical defects
  • repairs / replacement mandated by the local municipal Building Department;
  • replacement of a furnace (or the home’s primary heat source) that has been flagged as obsolete and/or at the end of its useful life and/or beyond practical repair and/or has been tagged prohibiting use.
  • Modifications to increase accessibility including:
    •  permanent installations of ramps,
    • handrails, chair and bath lifts,
    • height adjustments to countertops.
    • cues for doorbells/fire alarms.

Any work started prior to the registration of the Loan Agreement on title is not eligible for program funding.

Work must begin within 45 days of date the Loan Agreement is registered on title and be completed within 120 days of commencement.

Email: housing@hamilton.ca
Phone: 905-546-2424 ext. 2758

If you received previous Residential Rehabilitation Assistance Program (RRAP) funding within the last 15 years or Down payment Assistance Program through the City of Hamilton, you would NOT be eligible for Ontario Renovates.