Event Insurance

To protect event organizers and the City, all events must have insurance. Please review the below information for insurance requirements.

• The Certificate of Insurance must be submitted at least 30 days before your event start date
• The Certificate of Insurance must include the following information:
  • The name of event(s)
  • Event dates
  • Event location
  • City of Hamilton named as additional insured
  • The “Name Insured” on the certificate must match the name of the organizer/organization as indicated on the Festival and Event Approval Application
  • Minimum of $2 million dollars in third party liability insurance. Events that include components such as alcohol, amusement rides, bouncy castles, and/or fireworks require a limit of $5 million per occurrence.

As an alternative for events with less than 1,000 people, the City offers GameDay insurance through the Recreation Division

• Fee is based off the estimated number of attendees
• Coverage provided is Commercial General Liability insurance with a limit of $5 million per occurrence
• GameDay does not provide insurance for event activities such as: fireworks, bouncy castles, cycling, horse-related activities, and skateboarding